Welcome to AllPoints Home Loans! I'm John Bernier

I'm thrilled to introduce myself as a dedicated mortgage loan officer at AllPoints Mortgage LLC. With a passion for helping individuals and families achieve their dream of homeownership, I am committed to providing tailored loan solutions that suit a wide range of needs. Whether you're a first-time homebuyer, a seasoned investor, or a self-employed individual, I am here to guide you through the process and find the perfect financing option for you. I'm happy to serve the great states of Florida, Connecticut, and Massachusetts.

At AllPoints Mortgage LLC, we understand that every borrower is unique, and that's why we offer a comprehensive array of loan programs to cater to a diverse range of circumstances. From FHA and VA loans to jumbo and commercial loans, we've got you covered. Our expertise also extends to non-traditional lending options such as reverse mortgages, bridge loans, and Non-QM loans, ensuring that we can address even the most specialized requirements.

In addition to our extensive loan offerings, AllPoints Mortgage LLC provides a variety of refinancing programs designed to help you make the most of your homeownership journey. Whether you're looking to streamline your FHA, VA, or USDA loan, or explore cash-out refinancing options, we have the knowledge and resources to assist you in achieving your goals.

Furthermore, we take pride in offering additional products and programs that go beyond the standard lending options. From down payment assistance and 100% financing to investor loans and rehab loans, we are dedicated to finding creative solutions that empower you to make the best choices for your financial future.

With a focus on transparency, integrity, and personalized service, I am here to support you every step of the way. Whether you're exploring mortgage options in FL, CT, or MA, I am committed to providing knowledgeable guidance and responsive communication throughout the entire process. I look forward to the opportunity to work with you and help make your homeownership dreams a reality.